How long do I have to pay? 08 July 2024 05:30 Updated Unsecured Line of Credit – Fixed for 1 to 3 years on each transaction you use under your credit limit. Secured Asset Finance – Fixed 1 to 5 years. Related to: Payments Related articles What do I do if I am facing tough times or have financial issues? Where can I get a Statement of Payments How can I pay? Do you offer balloon payments? What is the interest rate?